Concierge Medical
& Risk Consultants
Providing Comprehensive Medical Consulting and
Risk Management Strategies
​
We provide trusted expertise in life care planning, medical cost projections, Medicare Set-Asides, case reviews, and risk management consulting. Our work is designed to support attorneys, insurers, and injured individuals with clear, defensible reports that follow the IARP Standards of Practice for Life Care Planners and maintain full HIPAA verification.
At CMRC, we help clients navigate the challenges of catastrophic injury and complex medical claims. Our services include developing comprehensive life care plans, reviewing existing plans with rebuttal reports when needed, conducting attendant care and home modification assessments, and performing thorough case reviews. We also analyze past medical charges for reasonableness, prepare accurate medical cost projections, and provide complex claim reviews with consulting support for attorneys, insurers, and case managers. In addition, we offer risk management consulting to help organizations minimize exposure and control costs.
Every deliverable we produce is evidence-based, HIPAA-verified, and backed by scientific principles and cost substantiation. With a collaborative approach that brings together medical, nursing, vocational, and rehabilitation expertise, we ensure that our work stands strong in mediation or trial and provides clarity for all parties involved.
Services
At Concierge Medical & Risk Consultants (CMRC), we provide specialized services to support attorneys, insurers, and injured individuals with clear, defensible, and standards-driven reports.
Life Care Planning
We create dynamic, evidence-based plans for individuals with catastrophic injuries or chronic medical conditions. Each Life Care Plan is built in accordance with the IARP Standards of Practice for Life Care Planners and includes detailed projections of medical, therapeutic, and support needs over a lifetime. These plans provide a clear roadmap for attorneys, insurers, and families while ensuring future care requirements are fully substantiated and defensible.
Comprehensive Case Reviews
We conduct thorough reviews of medical records, prior treatment, and ongoing care needs. These reviews uncover critical details that affect case strategy, highlight inconsistencies in medical documentation, and provide a clear picture of past, present, and future medical issues. Attorneys and insurers rely on these reviews to develop effective resolution strategies.
Past Medical Charge Reviews
Our team analyzes billing records to determine whether past medical charges are reasonable, customary, and directly related to the injury or illness. We identify overbilling, duplicate charges, or unrelated treatments, helping clients ensure payment accuracy and prevent inflated claim costs.
Life Care Plan Reviews
When an opposing plan is presented, we deliver comprehensive reviews that identify strengths, weaknesses, and inconsistencies. Upon request, we prepare rebuttal reports that highlight errors in methodology, unsupported recommendations, or inflated costs. These reports give attorneys a strong foundation for negotiation, mediation, or trial.
Home Modification Assessments
Our team assesses living environments for accessibility, safety, and functionality. Recommendations may include structural modifications, adaptive equipment, or environmental supports that allow injured individuals to maintain independence and quality of life. Every recommendation is based on professional standards and vendor-verified costs.
Complex Medical Claim Consulting
We specialize in reviewing and analyzing complex, catastrophic, or long-standing claims. Our consulting services assist attorneys, insurers, and case managers in identifying case-critical issues, developing strategies for settlement, and projecting lifetime care needs. We also participate in mediations, depositions, and trials to provide expert support.
Attendant Care Assessments
We evaluate the level, frequency, and type of personal care required by injured individuals. Our assessments account for both medical necessity and functional limitations, ensuring recommendations are appropriate and cost-substantiated. This service provides clarity for families, insurers, and courts about the scope of caregiving needs.
Medical Cost Projections
We prepare focused, easy-to-use projections of future medical needs and associated costs. Each projection incorporates medical records, clinical guidelines, and published fee schedules, including workers’ compensation and usual and customary rates. These reports are valuable for reserve setting, mediation, negotiation, and settlement authority.
Risk Management Consulting
Our risk management services help organizations minimize exposure, prevent losses, and improve outcomes. We develop quality assurance protocols, audit existing case management strategies, and provide recommendations for improved efficiency and cost control. These consulting services protect organizations while ensuring fair and appropriate care for injured individuals.
OUR MISSION MATTERS
Who We Are
At Concierge Medical & Risk Consultants (CMRC), we exist to bring clarity and confidence to cases where the future may feel uncertain. Catastrophic injuries and complex medical claims create questions that demand reliable answers. Our mission is to provide those answers through reports that are not only medically sound, but also defensible, compliant, and built to withstand the demands of litigation.
We approach every case with a commitment to integrity, accuracy, and compassion. Instead of focusing solely on costs or treatment lists, our process emphasizes the bigger picture: ensuring that attorneys and insurers can move forward with confidence, while injured individuals know their long-term needs have been fully and fairly considered.
What sets CMRC apart is the depth of expertise and the way it is applied. With decades of experience across nursing, case management, occupational health, and Medicare compliance, we bring a transdisciplinary perspective that strengthens every report. This means we do not simply prepare documents; we provide a foundation for resolution by aligning medical facts with legal and financial realities.
Under the leadership of Alisa D. Cornetto, RN, COHN-S, CCM, MSCC, CLCP, CMRC has become a trusted partner to attorneys, insurers, companies, individuals and courts alike. Our role goes beyond consulting—we stand beside our clients as allies in resolution, advocates for accuracy, and champions for quality of life. At CMRC, our mission is clear: to deliver clarity, credibility, and compassion in every case we touch.
WHAT OUR CLIENTS SAY
We deliver excellence in every project.